Auto Physical Damage Claim Representative Trainee

Company: The Travelers Companies, Inc.
Location: Morristown
Posted on: June 23, 2022

Job Description:

Who Are We?Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.Compensation OverviewThe annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.Salary Range$38,000.00 - $62,700.00Target Openings10What Is the Opportunity?Great things on the Horizon! New Hire Bonus after 30 days - Milestone Bonus after promotion - Join the Travelers Team today!

This position is part of a formal training program to advance to a Auto claim representative position. This position is intended to develop skills for investigating, evaluating, negotiating and resolving claims on losses of lesser value and complexity. Provides quality claim handling throughout the claim life cycle (customer contacts, coverage, investigation, evaluation, reserving, negotiation and resolution) including maintaining full compliance with internal and external quality standards and state specific regulations. As part of the hiring process, this position requires the completion of an online pre-employment assessment. Further information regarding the assessment including an accommodation process, if needed, will be provided at such time as your candidacy is deemed appropriate for further consideration.

By joining the Travelers teams as an Auto Physical Damage Claim Rep Trainee you can look forward to a new hire bonus of $3000 payable at or around 30 days from your date of hire. Additionally, in recognition of successful completion of training, you will also be eligible for a milestone bonus of $2,000 which will be payable at or around your time of promotion from a Claim Rep Trainee. That's an additional $5,000!Primary Job Duties & ResponsibilitiesTravelers offers a hybrid work location model that is designed to support flexibility. Employees in this position are part of a training or development program that may require up to a six-month waiting period before they are eligible for the hybrid model. During the initial six-month training program, employees may be required to work up to five days in the office.

• Completes required training program which includes the overall instruction, exposure, and preparation for employees to progress to the next level position. It is a mix of online, virtual, classroom, and on-the-job training. The training may require travel.
• The on the job training includes practice and execution of the following core assignments:
• Participates in on-going training sessions for the inside auto business.
• Works closely with Unit Manager or mentor to promptly resolve assigned claim.
• Customer Contacts/Experience:
• Delivers consistent service quality throughout the claim life cycle, including but not limited to prompt contact, explaining the process, setting expectations, on-going communication, follows-through and meeting commitments to achieve optimal outcome on every file.
• Coverage Analysis:
• Reviews and analyzes coverage and applies policy conditions, provisions, exclusions and endorsements for Auto Damage only claims in assigned jurisdictions. Addresses proper application of any deductibles and verifies benefits available and coverage limits that will apply.
• Investigation/Evaluation:
• Investigates each claim to obtain relevant facts necessary to determine coverage, causation, extent of liability/establishment of negligence, damages, contribution potential and exposure with respect to the various coverages provided through prompt contact with appropriate parties (e.g.. policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, etc.) Takes recorded statements as necessary.
• Recognizes and requests appropriate inspection type based on the details of the loss and coordinate the appraisal process. Maintains oversight of the repair process and ensures appropriate expense handling.
• Refers claims beyond authority as appropriate based on exposure and established guidelines. Recognizes and forwards appropriate files to subject matter experts (i.e., Subrogation, SIU, Property, Adverse Subrogation, etc.).
• Reserving:
• Establishes timely and maintains appropriate claim and expense reserves. Manages file inventory and expense reserves by utilizing an effective diary system, documenting claim file activities to resolve claim in a timely manner.
• Negotiation/Resolution:
• Determines settlement amounts based upon appraisal estimate, negotiates and conveys claim settlements within authority limits to insureds and claimants. As appropriate, writes denial letters, Reservation of Rights and other necessary correspondence to insureds and claimants.
• May provide support to other parts of Auto Line of Business (e.g. Total Loss, Salvage, etc.) when needed.
• Insurance License:
• In order to perform the essential functions of this job, acquisition and maintenance of Insurance License(s) may be required to comply with state and Travelers requirements. Generally, license(s) must be obtained within three months of starting the job and obtain ongoing continuing education credits as mandated.Minimum Qualifications
  • High School Diploma or GED and one year of customer service experience OR Bachelor's Degree required.Education, Work Experience, & Knowledge
    • Bachelor's Degree preferred or a minimum of 2 years of work OR customer service related experience preferred.Job Specific Technical Skills & Competencies
      • Demonstrated ownership attitude and customer centric response to all assigned tasks - basic
      • Ability to work in a high volume, fast paced environment managing multiple priorities - basic
      • Attention to detail ensuring accuracy - basic
      • Keyboard skills and Windows proficiency, including Excel and Word - Intermediate
      • Verbal and written communication skills -Intermediate
      • Analytical Thinking - Basic
      • Judgment/Decision Making - BasicEnvironmental / Work Schedules / Other
        • Travel Requirements: Travel OccasionallyEmployment PracticesTravelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
          
          If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
          Travelers reserves the right to fill this position at a level above or below the level included in this posting.To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/.
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Keywords: The Travelers Companies, Inc., Newark , Auto Physical Damage Claim Representative Trainee, Other , Morristown, New Jersey