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Universal Banker, East Ferry, Newark, NJ

Company: Santander Holdings USA Inc
Location: Newark
Posted on: October 17, 2020

Job Description:

Universal Banker, East Ferry, Newark, NJ---2002947-Description-As a member of Santander's retail banking division you'll help serve Santander's retail and small business customers as part of one of the top banks in the United States based on deposits.- With principal presence in the northeast U.S., Santander's retail division offers consumer and lending products to help our customers reach their financial goals.- Santander currently serves nearly 2 million retail customers and 5.2% of the 2.7 million small businesses in the US footprint have a transactional account with Santander Bank.-The Specialist, Universal Banker supports Santander's retail banking division by serving our retail and small business clients. S/he is responsible for total customer satisfaction by meeting all the financial needs of a customer including product offerings, servicing, and through processing of routine teller/banking transactions. In addition, the Universal Banker recommends appropriate solutions to meet customer needs and provides excellent customer service including referrals to a specialist who can assist in meeting specific Banking needs-Responsibilities

  • As one of the primary customer contact positions in a Santander branch, assists in maintaining customer relationships by identifying and understanding his or her financial needs
  • Develops and deepens customer relationships by demonstrating ownership and resolving customer problems efficiently, and by turning servicing requests and routine transactions into sales opportunities
  • Ensures error free and accurate completion of all customer requests including: account openings, loan applications, servicing requests, and routine bank transactions
  • Follows compliance and security procedures, and balances cash drawer within balancing guidelines
  • Identifies the financial needs of the customer at the transaction window and the platform desk
  • Educates and engages customers in conversations regarding their current and future financial needs
  • Promotes and cross sells products and services based on customer need: effectively utilizing sales, customer profiling and customer service skills to make contributions toward individual and branch goals
  • When needed, and as dictated by branch volume, processes routine customer banking (teller) transactions-Qualifications-
    • Associate's Degree; in business or equivalent field or equivalent work experience
    • 0-3 years customer service experience
    • 0-3 years of experience in a sales/referral position or in a goal or incentive-based environment
    • At least 6 months cash handling experience
    • Ability to generate new business by outbound calling, generating referrals, and by reaching out to the local community
    • Ability to juggle multiple priorities with clear direction from supervision
    • Attention to detail, problem solving, and the ability to be pro-active
    • Effective in operating in a structured environment by independently following prescribed daily sales routines
    • Knowledge of bank products & services
    • Skilled in engaging customers/prospects in a sales conversation and optimizing sales opportunities
    • Strong ability to comply with policies and procedures
    • Strong computer knowledge and Windows skills required
    • Strong customer service skills
    • Strong interpersonal, communication, and organizational skills
    • Strong sales skills
    • Minimal physical effort such as sitting, standing, and walking
    • Defines issues accurately and identifies the critical components
    • Demonstrates the organizations customer service standards
    • Displays a can-do attitude and willingness to learn
    • Proactively clarifies ones tasks and responsibilities
    • Has basic understanding of organizations flagship products and services
    • Can identify the risk return of products and services
    • Maintains professional behavior at all times in representing the company
    • Does all routine work accurately and on-time; is aware of own impact on others
    • Openly and proactively shares information
    • Understands the central role the risk management function plays in the organization environment
    • Learns to identify and flag items non-compliant with regulations
    • Works effectively in team settings
    • Shows appreciation for others' help and lends a hand when needed to complete shared tasksAt Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams.- We actively encourage everyone to apply.
      -Job:-Relationship Management-Primary Location:-New Jersey-Newark-290 Ferry Street - 02218 - East Ferry - Branch---Organization:-Consumer & Business Banking (1001)-Schedule:-Full-time-Job Posting:-Oct 13, 2020, 11:18:57 PM-

Keywords: Santander Holdings USA Inc, Newark , Universal Banker, East Ferry, Newark, NJ, Other , Newark, New Jersey

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