VP Senior Commercial Loan Officer

Company: Usb (Union Savings Bank)
Location: Danbury
Posted on: May 24, 2025

Job Description:

VP Senior Commercial Loan Officer

Apply below after reading through all the details and supporting information regarding this job opportunity.

Job Category: Commercial Services-Lenders

Requisition Number: VPSEN001969

Full-Time
Hybrid
Locations

Danbury, CT 06810, USA


Job Details

Description

The VP Senior Commercial Loan Officer is responsible for the management and development for new and existing commercial accounts.

Sales

Develop and manage large and most complex commercial account relationships.

Solicit for new business and interview applicants.

Participate in joint calling efforts with branch personnel and commercial lenders.

Communicate with internal/external customers throughout application and loan process.

Demonstrate strong leadership skills.

Cross sell bank products and services, counseling customers on pertinent product awareness.

Communicate with internal and external customers throughout application and loan process.

Portfolio Management

Collect and analyze financial and related data to establish creditworthiness.

Monitor customer's account relationships through financial analysis and ongoing customer contact thus increasing retention and satisfaction, while minimizing risk.

Identify, cultivate and maintain relationships with referral sources.

Manage and structuring some of the most complex credits within the Department.

Manage a large commercial portfolio with minimal delinquency and runoff.

Demonstrate ability for monitoring customer adherence to loan terms and enforcement of conditions precedent, covenants and general monitoring.

Credit Administration

Attentive to duties as a loan officer and detail-oriented.

Able to handle multiple, complex transactions at a time with little supervisor assistance.

Knowledgeable in bank operations, procedures, and in the types of transactions which are most desirable to the Bank.

Structure, coordinate and underwrite all loans in conjunction with Credit Administration as applicable.

Handle new loan requests in conjunction with governmental loan programs.

Community Involvement

Maintain through active participation professional and community relationships, increasing the Bank's visibility within the marketplace, thus generating new business opportunities and furthering professional development.

Keep abreast of local economic, financial and legislative events which may have an impact on commercial lending activities.

Keep current and maintain knowledge of changes in regulatory environment pertaining to commercial lending.

Qualifications

Education

Required

Bachelors or Equivalent Work Experience or better.

Experience

Required

10-15 years:

Commercial Lending in Banking

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

We are an EOE. We value diversity.

Keywords: Usb (Union Savings Bank), Newark , VP Senior Commercial Loan Officer, Executive , Danbury, New Jersey